OEM or After Market Car Parts for Your Older Vehicles
Unfortunately, thousands of people each and every day suffer car accidents. These accidents happen to varying degrees. In some cases the cars involved in these accidents are beyond repair. However, in many cases the cars in question need some accident and crash repair in order to get them back on the road? However, when it comes to car repair after an accident, there are a few things related to car parts that you will need to consider.
The first thing you want to consider is the origin of the car parts themselves. Typically after an accident, if your car is able to repaired, your insurance will cover the damages, minus your deductible that is. This is where you need to consider the parts used in the repair.
Repair parts for a car come in two main forms, OEM, which is a short for original equipment manufacturer or factory original part. Then of course you have after market parts. Typically the insurance company will push for the car being repaired with after market parts, mainly because they are typically cheaper. In certain cases, with older cars, after market parts are usually easier to find as well.
Now, when you are at fault in the accident, you typically have few options when it comes to the parts that are used to repair the car. You could demand the use of OEM parts, but in many cases, you’ll end up paying the difference, which can be quite high depending on the level and severity of the damage.
However, if you happen to live in a no fault state or you were not at fault in the accident you were involved in you can often stipulate to the insurance company picking up the tab on your repair bill that only OEM parts are to be used.
The issue is with older cars because older cars can prove to be a little more of a challenge to get repaired. However, outside of a classic car or a car that is no longer in production, there are still plenty of OEM parts available for older model cars. It may take longer to find a specific part, but your mechanic should be able to locate any parts associated with an older but popular model car.
If you think that an accident with an older car means your car, regardless of how light the damage, will be considered a total loss, you might want to think again. In many cases, this is what happens. However, if your insurance company deems the car repairable, then you need to understand that there are car parts out there, whether it is a front grill or car panels. It could be easy to find them and it could take time depending on whether you demand OEM or after market parts, but regardless, the parts are available.